The "Smartmontools" (http://en.wikipedia.org/wiki/Smartmontools / http://sourceforge.net/apps/trac/smartmontools/wiki) package is free, easy to use (there are even multiple GUIs available such as HDD Guardian for Windows) and runs on basically any OS and can be easily scripted to run detailed tests, to send you a warning eMail when a drive is about to fail, or whatever else you would like...
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