You may want to attempt discriminate according to cost of the card vs. cost of fee for membership of the club (or whatever) and "intended use".
I mean the el-cheapo cards that are used (say) in hotels as room keys have a very low cost (and there is very little info inside them, like):
http://www.smartcardfocus.com/shop/ilp/id~211/sle5542/p/index.shtml
A "normal" club card is more like:
http://www.smartcardfocus.com/shop/ilp/id~121/gemclub-memo/p/index.shtml
Something "special", let's say for both physical access and - say - ID/Secure transactions is more likely to be something *like*:
http://www.smartcardfocus.com/shop/ilp/id~485/gemalto-idprime-net-card-hid-prox/p/index.shtml
JFYI, that is not a photo of the chip, it is a photo of the card contacts, but it helps as those contacts shape seem to lead to a SLE5528 or a SLE5542 (or another one of the same "family":
http://www.datasheetdir.com/SLE5528+Smart-Card-Security
If this is accurate, that card will contain very little (it is one of the el-cheapo ones mentioned):
http://www.smartcardfocus.com/shop/ilp/se~32/memory-smartcards/p/index.shtml
and you may get away with reading it's contents with a correspondingly el-cheapo dev kit, like:
http://www.smartcardfocus.com/shop/ilp/id~85/acr38-sdk/p/index.shtml
(the bad news are that it has a 2 byte protection code and a mechanism to prevent brute-forcing it, the good news are that for the reading should not need it, i.e. it is seemingly not a protected form of storage)
jaclaz
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